A Banking Application demostrated in ROR 5 AND POSTGRES DB

• Technology Stack
  Ruby On Rails
  Rails 5
  Postgres Database
  Jquery
  Ajax
  Html/CSS3
  Bootstrap
• Roadmap
  This Project is an MVC practice to understand the full power of ruby on rails in the banking industry.
  while building this project i ran into issue of polymorphic assocaitions

1. Transfer and Otp generation issues
2. Action Mailer and controls .
   i Inetent to build this application on ripple block-chain technology and sell it out to the fat cats
   Please help me out by giving me some point outs
   PS:- Design an layouts is suntrust inspired
   here is a link to the github repository
   https://www.github.com/kizzonia/banking-app
   https://www.github.com/kizzonia/banking-app.git (to clone)
   instructions on running the app is on the readme