As a footnote I keep two months of Cash in Savings for Emergency expenses for things of that are important or urgent. So as I don't have to SELL any Bullion or Crypto to cover my emergency expenses.

I had a Basement pipe burst one time and that cost a pretty penny.
Now 'professional' Financial Advisors often quote keeping a six month reserve, it's hard enough to maintain a 2 month reserve but who can build a friggin 6 month reserve??? I almost think a lot of those FAs are out of touch.
So be your OWN Financial Advisor and your own Central Bank.

I remember Bitcoin going to zero on Mt Gox.

Kerris Llewellyn Ravenhill : Gothic styled Silver Stacker