Budgeting and planning is one thing that is very important in making expenses so as to know your limit of expenditure and so as not to put you income into a thing of weeping that will cause you a crisis that you may not stand but rather go into regrets due to some expenses that you did not plan . Sometimes some people go home from their various places of residence to their homes ( places of origin) but after the celebrations some finds it difficult to travel back due to lack of money to go back to their various place of residence, this is why planning is very important and also not only planning but planning on time and putting it in to practice.
It is always easy to spend money but to get the money is not an easy one. Because getting money is not an easy task this is why we need to discipline ourselves in our expenditures both daily and other type of expenditures and this should be according to our various incomes because some have found it difficult to plan according to their income but rather the put their hand above their expected incomes.
Meanwhile it is another festive period of the year, it is another december that brings about celebration of the Christmas which we always celebrate ones in a year with our various families and it also brings families into traveling to different places, to their villages or to different places of their planed celebration.
Celebration is one thing that brings joy and happiness and sometimes with that happiness we make excessive expenses but when there is a planned expenditure it will reduce the excessive amount of expenses that may arise from the joy of celebration.
Like as it stands now i already have my plans of how I spend my money because my expenditure matters alot to me to avoid going broke after going through enjoyment that follows the Christmas celebration ,that really won't be a nice one . Before each time of any festive period,I used to budget the money i will spend during the celebrations and i do this at least two months before the celebrations month so that i can get and plan for the necessary things i will need and rule out the ones that will cause me excessive expenditure and with this i use to have a good and plain expenses that will not cause me that much that will lead to excessive expenditure. Ruling out excessive expenditure is a very big challenge yeah but having an ahead plan to rule this out is a very good thing and will help one to control and discipline himself in controlling incomes and expenditures .
In conclusion we have our various expenditures both the rich and the poor , so income and expenditure affects everyone it does not matter your social class whether rich or poor , so it is a very good and necessary thing to learn how we spend to avoid unnecessary and unplanned expenses. Now the country is very had and almost all are facing difficulty both the rich and the poor it is also cool that we do a little expense on the necessary things and rule out the unnecessary ones.
Thank you for stopping and reading my blog today i really appreciate it.
