debt is an arse id defo recommend getting rid of it as soon as possible even if it strategically makes no sense. The first thing i did was pay my student loan off (about 7k) just because for the last 8 years id been paying 500 a year off on it, 200 serviced the interest, 100 serviced a 'fee' and the other 200 off the balance. Ridiculous id have been paying it off for the rest of my life with money that at the time i could have used for an annual holiday. It annoyed me more than anything just having it hanging around like the reaper over me. Any money i felt like i did have saved up felt like i was really at 0 if i thought about the debt i had. The next one was my mortgage after that and i can defo recommend it. When money comes fast and easy the best thing you can do is put a line through some debt.