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Hi @fijimermaid
Some time ago I read about something similar, a kind of company that was in charge of paying the debts of some people, and as it facilitated the payment process, but not to their first debtor but to the second one. I wondered what will be the benefit in all this for this company? Of course, I imagine that they deserve some kind of guarantee that they are going to pay, a house, a car, some property, etc. But, the best thing is to think before getting into big debts, do the math, read the small print in the contracts, in short be very careful and think a lot about everything.
RE: Financial Churning. What is it? And how to avoid it.