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5y
It is certainly not necessary to spend more than you have in order to appear a fictitious bonanza, although that is what we are taught. And we must also make a budget and be faithful to it, including in this a percentage, even if it is minimal, of savings and if at the end there is something left over we can add it to what we have saved or give ourselves some extra pleasure. @tipu curate 2
RE: Value budgeting…don’t sacrifice your standard of living, just your expenses.