You're right. People who win lotteries most likely go on to spend everything and return back to poverty after a few years, I guess like you've said is mostly likely because they didn't have to work hard for the money.

I also agree when you say that even people who work hard are not exempted from excessive spending. I think sometimes people who work hard also wants to enjoy their money so much, that they end up spending it excessively on pleasures that do not really matter.