This is not a #debtfree post or propaganda to avoid #creditcard usage. It is about decluttering your 馃挵 and simplifying your finances. Sound credit card usage is absolutely fine and can give your free 鉁堬笍 tickets. But now since I am moving out of #馃嚦馃嚧, I have no more use for it. What steps do YOU take to simplify your finances friends?
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