Invoice financing is a type of investment where the investor "pays the invoice" before the clients do, so the business has a better cash flow and can reinvest the money faster without having to worry when the client will pay. After the client pays, the investor receives his investment with a fee.
This type of financing is mainly used by small to medium enterprises and doesn't rely on the bank or other financial institutions, it's a peer to peer system as it does not have any middle man, the investment is conducted between the company and the investor.
Currently you can find many platforms that offer this service but none use blockchain tec.
Blockchain technology can bring serious advantages to an invoice financing platform.
Advanges:
decentralized and automated
If the platform uses blockchain technology it would make it more secure and also decentralized(somewhat) which would mean the platform would be more automated and therefore less expensive to maintain.
wider range of investors
Since the platform would use it's own token, anyone from around the world would be a able to easily invest in a company from some other part of the world that may use a different fiat currency.
Right now there are only a few upcoming projects I found that offer this type of platform:
