Hey Joseph. I appreciate your comment. The SBI-skip wasn't really a thought as I have not been posting much lately and can spare a bit of my HBI power. Need to get back to posting, but this post wasn't about personal benefit.

Pooled and managed investments are definitely not for everyone, and always involve an element of trust which can obviously be a risky proposition.

The plan itself is still just a rough first thoughts, and open to feedback. I'm informed that cash flows currently are well below my numbers in the post, but not unrealistic if we return to some regular activity levels.

I appreciate your comments.