I am all for having a stable currency but stable at 0.0047 or stable at 0.004 is twice as good as stable at 0.005 peg. I do not know which one is better but both are twice as good as the peg. Why? Because in case of need, the price can move twice as many directions to smooth things up (without inventing "market maker" with an endless pocket).

While the Pensionado Tax has been criticised for a reason, I agree the Luxury Tax feels bad as well. It should be dropped. Just do what @rabona does when the club that receives a reward is in debt - they convert the Hive reward to RBN (their equivalent of SIM) so the payout lowers the debt (ie. it is not cashable). For dCity, your daily SIM loss could be converted to Hive value and the daily liquid Hive payout lowered by that amount rather than the artificial (10-)30% tax.

OK, I do not actually want to make it an unplayable strategy, I just want to point out how irrelevant the fairness analysis is.

If you like LEOM, buy less dCity cards and more LEOM. I like how various tokens spice up the game and LEO should be one of those but paying out considerable amounts in token that is not tied to Hive (in terms of pricing) introduces a new decently sized layer of risk.

It was a good read, although you overused "we". Thanks for posting it.