It is a well written post (well, the Tax plan is presented in weird way but I hope I was able to read it correctly) so I couldn't keep myself away from that upvote button.

Unfortunately, the starter city makes zero sense for the buyer. Whatever your strategy and/or budget, there is a couple of cards you do not need. If you are fine with paying the premium, you should look for a personalised service rather than a lets-get-rid-of-some-inconvenient-cards package.