I would like to point out that Daily is a PVP style of dividend pool . This means that you can lose the div power you currently hold . Since the tickets are being constantly being bought your ticket weight percentage wise is being diluted . Also for the last week or so the Div Pool has not increased by any significant amount which means that you lose your earnings if not careful . This is not recommended f or people with weak nerves . Best one would most likely be Creadits as you have stated . Since you only lose the transaction cost it gives an incentive for you to keep Hodling those Credits . Besides you can sell those credits when you like unlike in Daily you might not even get the money back .