Ten X Pay Token is a crypto-currency that pretends to be a credit card of the most modern until now seen, takes an active time in Bittrex like one of its main exchange with greater volume.
Its current value has already passed the 0.0006 BTC tripling its value in only 4 weeks.
For a long-term investment the project is very well done and to be successful the credit card would be a good competition for the largest coins in the market.
Monaco also has a debit card and free for its users.
The power to choose among many alternatives democratizes the economy and makes it available to all.
Below is a video where a guy pays on a Mc Donalds with his PAY card.
Personally I have added to my PAY portfolio, since it seems to me in the short-medium term a very interesting crypto-currency.