I have multiple income streams. My primary income stream pays my bills and the others are my spending and saving money. I budget the money that comes in every month and only use savings in the event of an emergency. If I want to make a big purchase, I save for it and only buy it when I have enough to be able to afford it. I live a simple life and buy only what I need, when I need it. I keep my heat low and air conditioning low in the summer. When shopping or traveling, I try to find the best price. There are many ways to save money but remember to still live a life while you are working on saving your money.