The film "Luck" follows the story of Sam Greenfield, a young woman who has faced misfortune all her life and has recently been forced out of her foster home. One night, after sharing a panini with a black cat named Bob, she finds a penny that seems to improve her luck significantly. However, she accidentally loses the penny and follows Bob through a portal to the Land of Luck, where she learns about how luck is managed by creatures like leprechauns and a dragon named Babe.
Sam and Bob make a deal to get another penny for Sam to use before returning it to Bob. They encounter obstacles along the way, such as a disaster at the Penny depot and a journey to the In-Between, where they meet a unicorn named Jeff who manages a machine called the Bad Luck Apparat. Sam eventually sacrifices her penny to spare Bob from banishment, but still wants to help her foster sister Hazel get adopted.
Sam and Bob decide to temporarily shut down the Bad Luck Apparat to give Hazel the luck she needs, but this leads to disastrous consequences that clog Jeff's machines and destroy the good and bad luck stones within the Randomizer. Seeing that Hazel did not get adopted because of this, Sam feels remorseful, but Bob reminds her that Hazel is lucky to have Sam as her friend.
Sam realizes that there is good luck to be found in Bad Luck land and finds a jar of it in a tiki bar run by a root monster named Rootie. Sam and Bob use the good luck to forge new good and bad luck stones, but Babe creates two good luck stones instead of one. Sam tells Babe that people need both good and bad luck, and Babe allows Sam to place the bad luck stone. In the end, Hazel is finally adopted, and Bob decides to live with Sam on Earth.
One year later, Sam has come to accept her bad luck and spends time with Hazel and her new family, with Bob by her side.
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