Which would you rather have? Alt coins on HIVE with have relatively high risk or HBD which has a higher interest rate and relatively low risk?

Most of the alt-coins have been in free fall since the announcement of 20% interest on HBD. I am not sure if LEO is experiencing a minor dip or if it is at the edge of a rather deep precipice.

Regardless, I am no longer putting any money in Hive-Engine as HBD is the primary focus of the HIVE eco-system at the moment.