How hard has it been for you to introduce and explain Steemit to your friends? Like most of the people in our Steemit community, I have a job, family, hobbies, little time to dedicate and most of the time

The other day I decided that I would quickly do my taxes, including my cryptocurrency capital gain/losses. This quickly quickly turned into seven hours just for figuring out the cryptocurrency capital

What is Refereum? One of the most recent ICOs was Refereum. As the name makes it sound, this site is mainly about referrals. As a quick few second blurb, Refereum is basically a site to promote games and

If I had to pick 5 things that I could recommend you do for your finances and investing, one would certainly be to learn how to use excel. I'm not talking about a sumif formula, really learn how to use

Some people say success is hard. Some people say success is easy. At the end of the day however success is generally determinant upon one thing - the value you bring others. It doesn't have to be a sexy

Today was a very busy day. I actually just ended work, and it's currently 11:10 pm, but I wanted to make a quick tip of the day post.  The concept behind this title extends to many facets of life.

Buying brand new equipment might not be the best move for your business. Such an investment needs to pay off and that is never guaranteed. Yes, you have a chance to reuse it numerous times, but the question

I have a quick story to share with you. My friend was recently trying to sell his couch on craigslist for $300. There was a prospective buyer who responded to his post and said that he would buy it, and

What if I told you that you could actually make money off of your debt? There's a common misconception about the word "debt." You see, debt actually has a lot of benefits, and might be worth paying off

I don't want to look back in five years time and think, 'We could have been magnificent, but I was afraid.' In five years, I want to tell of how fear tried to cheat me out of the best thing in life, and

On my birthday, and new year's, I often find myself looking retrospectively. I look at the goals I've had, and whether or not I've achieved them, and also make new goals for the next year. Based on the

My girlfriend was telling me a story the other day about an individual who came to their work. My girlfriend is a teacher in a major city school district. Every year there are individuals from financial

"Guess what! I found the best stock ever. No one knows about it and it's going to fly. You need to invest in it!"  Does that sound familiar? Or perhaps you were the one who was thinking you found

Warren Buffet is quoted as saying - "Diversification is protection against ignorance." If I gave you the following options, which would you choose? Option 1: An 80% chance of making 3-4% and a 20% chance

Unlike most ICOs this guys already are earning and they have a product thats working. Now they just want to level up and make it decentralized so i thought i will show you this. Currently website works

You've probably heard about this before, but I have to mention it because of how important it is. Unless you know without a shadow of a doubt that you're going to be financially independent your entire

There are two people sitting in a bar. One tells the other that they're thinking about investing in the stock market. The other says they are too and ask them about their strategy. The first person says

The past few months have been incredibly busy. Between vacations, a big move, and an injury, it seems like every day brings a new surprise. But hey, that's what keeps life entertaining! I do however want

There are a couple different ways to account for income and expenses. My favorite method for personal finance is called the contribution approach. This allows for separation of variable and fixed expenses.

Recently my family and I were fortunate enough to travel to Hawaii. While in Hawaii we traveled to the Big Island of Hawaii where there are two active volcanos, Kilauea and Mauna Loa. Here are some photographs