I think you realized the answer within this post. As one of my biggest mentors would say life is about AND not OR so while you pursue a practical option if you need to support yourself or a family financially you can work part time on your ambitions/passions/dreams.
Good luck in achieving your dreams and remember just think about how you can add value to others whether by writing on engaging in the communities at hand.
!PIZZA
RE: Practicality Vs. Dreams: A Struggling Students' Dilemma