Thoughtful points you make here. It would still be confusing for a complete beginner. I suppose it's not too different from the dot com era. In fact, that era may have had a larger learning curve than crypto today. People weren't even familiar with technology at all.

It's older folks like me and my parents who struggle with it, I think. From what I see and hear about Millennials, the tech shouldn't be an issue. I really like your analogy to the complexities of other tech we use these days.