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I've been using Nexo for nearly a year and I feel, surprisingly, secure thanks to BitGO insurance as well as ISO Certificate. Personally, I do not believe in future of fiat any more and I started allocating some of part of my salary for crypto (sometimes for Stablecoins; from time to time cryptocurrencies) and I choose to earn staking rewards or interest online.
I have some crypto on Nexo platform. BTC and ETH yields 5%, USDT 8%.
I may suggest you to pile up some Nexo token to maximize your interest rate. For now, it looks the best option for me 😌
RE: Crypto vs Fiat