Concerning stability, its current volatility is indeed a widely discussed topic, especially when viewed as a day-to-day monetary tool, though its potential as a longer-term store of value in adoption phase is also a key consideration.

The concept of a gold-backed 'U.S. Crypto Coinage' is an interesting idea. But, from the perspective of my post and the 'Monopoly banker' analogy, my reflections on such a system would be:

Who controls the issuance of this 'U.S. Crypto Coinage'?
Who audits and guarantees the 100% gold backing?
Who guarantees that these terms won't change in the future, as happened with the gold standard?
Would it truly be free from centralized influence, the core issue Bitcoin aims to solve through its decentralized, trustless, and finite nature?
For me, the fundamental appeal of Bitcoin is its independence from any central authority to control its supply or change its rules.

It's clear you've dedicated a lot of thought to your proposed system. It's always good to have diverse perspectives on these complex issues.

Thank you so much for dedicating your time to read this post and share your thoughts. Thanks again for your time and attention!

Pp