How is our measly 7%, and declining, inflation constantly a topic?

🤷‍lots of people feel like it's too much

The idea behind lite accounts is that they are easier to use and a safe way to hold HIVE off exchanges.

Yes and it goes back to the original point, say you wanted to hold btc or eth off exchange, you will pay more in transaction fees to go from the exchange to the free wallet than you would pay creating a hive account and paying 3 hive.

And as I said, you may not even have to pay the 3 hives as you can claim free tokens if you have enough hp.