Yes I agree with you a lot of people like to borrow money without thinking to pay back some will promise you that don't worry as far will give them the money and they use it for a business or one thing or the other that they will give you your money after some months.

Agree you give them the money but to pay back is a problem I have one uncle like that he borrow one friend money to pay for his house rent and the best thing promise the end of the month.

And the end of the month that he promise him you call the guy the guy do not pick the call after some days the guy come back that he has not have the money yet that by the following months he will pay the Money.

Do you believe that the money was paid after four or five months that you borrowed the money.

that is why you see that some people do not want to borrow others people's money it's not that they are wicked but because they have experience a lot from people that they don't usually pay their money back.

Some will even fight you on top the money you borrow them when they are in problem, and I don't know why people are doing that,they are forget that if someone borrow you money and you refuse to pay back its won't be easy for them to come back to borrow money when they are in another problem.

And that's can cause problem for them in the future because if someone want to help you in the future and that thing is very important for them to make it in life.

And the person you have borrowed money from without paying back if the person do not have the fear of God or did not have the Spirit of forgiveness person will tell the other person that you meet for help that he or she should not do it for you because this is what you have done to him in the past.

and that is what is giving some people problem presently now what they have done in the past is affecting them presently now.

and the best thing in life is that we should always do good so that other people will recommend this for another people that can help us in the future.

Like what the elderly people do say that whatever you do in the past is what you will meet in the future