Oh wow congratulations! You seem way too young to be a pensioner though. Maybe US has different rules... but still, congrats. It's quite something and you escaped the rat race a lot quicker than people do (hey, you escaped at all and that's itself an accomplishment!).

Thank you for the Tao. Who you surround yourself with and all that, something i try to and should keep in mind as i move into this new year.
Yoga showed me the importance of setting an intention. Even one that's tiny, mundane, banal. I'll think about it for sure. Thanks for the wishes, my dear friend.