This is a fantastic analysis of the importance of account recovery! The idea of a "decentralized steal back" is ingenious, and your breakdown of how it works on Hive is clear. It's a real shame Bitcoin doesn't have a similar system. Your proposed timelock solution sounds promising, especially with the multisig integration. The potential for secure joint accounts and inheritance management is exciting. I'd love to see further discussion on the technical feasibility of implementing this on Bitcoin.