I'm very keen financially, though I keep on failing. I still have my spreadsheets of my cashflow, balance sheets, and life plans, but in no way I am financially stable, tbh. It is just a daily habit, to become more self-aware of my assets, liabilities, and (negative) net worth. Really, dreams are expensive! My 2023 financial plan is to postpone my 2nd year of my masters and just focus on diversifying my financial portfolio instead, probably going back to stocks.

Quite inspiring that you have a good financial upbringing, many, like me, have no idea about it until I was an adult. This post is really a good wake-up call, very timely and very easy to grasp as a noob in financial success. I've read other quality posts, too, but are on a conspiracy-level-niche, which are not an eye-candy to many. Great job, btw!

^{~ @oniemaniego from the HiveHealth Team}