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4y
I disagree simply because lazy investors dont need an edge. This is insanely advantageous already. Also, unless you make an HBD transaction your interest will just sit there. Once you send HBD you'll get your payout and can add it to savings. I would just say I understand but is not necessary. I would also refer you to the auto-compounding Cub Kingdom on cubdefi.com !PIZZA
RE: HBD revolution, annual interest at 20% (real up to 22%)