Yes, I have used all 30 votes. Apart from specific witnesses whose projects I support - @liotes @thebbhproject and @detlev.witness - I vote for the top witnesses who support the old 20% interest rate for HBD. (Actually, the three witnesses mentioned here also support 20%.)

However, I might review my policy in the light of a conversation with @starkerz at the KL HiveFest about potential Hive-based crypto loans for businesses, if that idea comes to fruition.
!ALIVE
!BBH