So right now I have a really bare bones bronze deck. Level 2 chaos summoners and then a random collection of cards. Win rate is about 55% right now through silver. Just got rating to go into Gold III. There's a setting in Splintermates to turn off Ghost cards where they'll only play Ghosts if they absolutely have to. Was winning about 63%-65% of games before I turned that off, but the FP I'm getting from the 55% win rate is FAR outpacing what I was getting from the higher win rate with Ghost cards.