This already exists. Hive Engine developed an option a while ago to disregard L1 content monetization settings (payment declined) and downvotes while still issuing whatever token. https://github.com/hive-engine/steemsmartcontracts/pull/125

Hive isn't here for everyone to get paid how they want with zero disagreement. Censoring those who don't like something by removing their ability to interact is something you can find virtually everywhere else. It has no place on Hive. But like I said, there's an exact solution from Hive Engine that you're looking for.