Apparently I'm not matching any of the above criteria ;-)

(Although I have high HBD APR, just not as high as the many are wish to have, yet, similar with taxes, it's tempting to set the lowers, but that has to be an informed decision whether we can afford that or not)

But I encourage you to learn more about Hive governance (and thanks to @aciydo and his post - it's a good excuse now)