Responsibilites Came Along

"Who are you?" Is a very common question which we hear often but also one of the most difficult questions to answer. The question is a big reason to stop and ponder upon the suitable response for the time, place and audience listening.

Now that it has been asked and in the context of about 15 or 20 years ago, I think if my old self saw me right now, he would see a good reflection of himself although there would be some reservations.

Now I don't know if this is a good thing or bad thing because I have not been able to reach some of the heights which I hoped to reach at this stage of my life but on the other hand, I have not deviated from the morals which I held dear back then.

I have taken a couple of big decisions in the past few years and they all lead me to where I am currently. Some of these decisions are similar to what my younger self may have done but at a safer level.
My younger self would have taken more risks and tried more things but I am sort of constrained, either by maturity or knowledge of dangers. I don't know if that is the right term anyway.

I have also decided to take on more risks in the coming months and years because I have come to the conclusion that playing it safe may get you comfortable but the real reward lies inside risks.
I will just make efforts to ensure that the risks are calculated and hopefully, things play into my hands.

At what point exactly in your life did everything change for you?

As a young man coming of age, it's important to take your finances seriously, investments should be priority in your mind.
This was my mindset initially but somehow, with the little money I get, I find myself spending money on more and more responsibilities. Sometimes even more than my income could cater for. As a result, I had little to show for my income, except bills that were paid.

The problem with having responsibilities like that is that, you would be too scared to take risks with the little money you have because the responsibilities are staring you in the face while the investments may yield fruit in a year, two years or may never even yield fruit which makes it a difficult risk to take.

In the end, you may settle for the easier and palpable decision of sorting out immediate responsibilities while hoping that the next money will be invested.

Sadly, before the next income comes, more responsibilities have arrived and the cycle continues.

When I realised this, I decided to put away some money from every income. This money will be forgotten and untouchable, so that when the amount becomes tangible, I would consider the investments that have occupied my mind all these years and the possibility of venturing into them.
If I am able to do this, I should be able to make my younger self prouder.