Always know your risk as well. If you're able to get $0.12 Steem and are okay watching it go to $0.06 Steem before it then runs to $5 and above then now's a great time to buy.

If you think now's a great time to buy, but think it may go lower, it's easy to make a trade for half you fiat now and then another trade when the price of Steem reaches either $0.06 or $0.20 whichever happens first.