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It's probably a little early still to pass final judgment, but I do think things are settling in faster than they did in the previous hard fork (or should I say, HF20, since we're now on HF22).
Investing is important. Minnows with some disposable income would be good. For some reason, they're not wanting to attract the little people. They want to go straight for the homerun ball, big investors, which seems a little off what the founding documents for STEEM say: a boostrapped digital global economy. Maybe they just excluded that they mean the global Top 0.01%. :)
RE: Looks Like Post Payouts So Far Are Roughly Half What They Would Have Been