Having sex for money goes beyond just empowering girls. Many girls whose parents are financially comfortable are into the sex-for-money trade. Greed is probably the main driver of such action. BTW, only very few people actually sit down to ask themselves some of those questions before having sex you highlighted in your post. Sex is now a free-for-all action for both old and young.
RE: YOUR GENITALS CAN CHANGE THE WORLD: Sex Ed To Make Moans Matter In The Long Term