It's been a trip, that's for sure. I've been fortunate to have consistent work although March to October was at that 20% reduced rate although they wanted 100% output of course. Funny how that works.

I shouldn't complain, and I'm not really I guess, as here in Australia we've been more fortunate than others throughout the process; Many have suffered greatly around the world, and still do.

It's that 20% you mention which has caused our issues and whilst, also like you point out, we can get by without it at my age it's investments that I need, growth on money earned, to help furnish those years of life where I'll not be working, and am supposed to be enjoying myself...Although my government-imposed retirement age is 67 so...I might not even make it there!

We focus on finding balance between living now and planning ahead and mostly it works out; We've travelled around the world and have nice things, do hobbies and stuff but still have some concern for what's to come in the future and so plan ahead, or try to. It's all a bit of a puzzle I guess.

Thanks for commenting, I really appreciate it.

!ENGAGE 25