Makes sense right? I think habit has a lot to do with attaining goals and positive results...We built a habit of spending/saving over the last six months and it won't seem so hard to continue with it, at least initially until things may change again. It will give us additional flexibility in the future if things go pear-shaped again.

You clearly know what I mean because you did it. Living more simply and without as much stress has to be a good thing...My thoughts anyway.