A nice French accent to your English then. Not a bad thing.

Seems like you have it pretty well worked out, and in doing the hard work in the past will always make the present a little easier. You've got some secondary and tertiary options too which is also good.

I'm posting later today about one such secondary thing that popped up for me last week. I'm checking it out. Looks good though. We'll see how it goes. We're not too badly off on in all this, but have both taken a hit financially at work, my job and also our business which my wife runs. We are being more financially responsible at the moment, which is hard because we mostly are anyway.