Sorry to be late, well if you feel a angry for it, I understand you,
I have been staying here for around 7 years, and only see how the prices and my account grow fast and in a blink it was desapears completely, and I am only seeing how all my account returning to the dust.
If you review my numbers, I never spend any hive for living fortunately only for diversified my portfolio in crypto and my conclusion is, diversified is not good idea, because when market crash, all your eggs could broken.
I want to be a whale and for this reason in my opinion Is important to have a little amount of the hive liquid.
For take advance of the little changes in the prices, maybe you can earn a little of coins to grow fast or maybe not, but for this reason we will try, the problem with people here is when all money which them receives are uses for living, or spend without consider the rest, for example the DHO.

Best regards.