HBD is so much more attractive than HIVE that one should invest every HIVE penny in HBD.

Of course this is not good for the blockchain. The system guarantees the HBD with HIVE. One can convert HBD to HIVE.

Not everything should be driven by the highest profit. Sometimes we need to take the decisions that are the best for the blockchain/ecosystem, even if that may not provide the best return for the time being. At least that's my take on this.

As long as I have many investments in the Hive ecosystem and they provide a good (some great) return, I will do my part to decentralize the chain.

From the people reading this post, very few would pay as much attention to details as you do, and some would likely remain with HBD in savings even after a haircut would occur (which is still very far away). And even after many others would issue warnings to get the HBD out of savings.