I can see why you'd be scared for having only one plan when you used to have multiple backup plans.

Maybe times will change, and you'll be able to have your backup plans again.

For crypto only, I need to create a plan for what should I do if this was it... If this was the bull market. Unlikely, but you never know... Maybe not as unlikely as your 3rd plan from the post from when you were younger. But even that could happen, unfortunately. And if people wouldn't think about stuff like that, life insurances would be out of business.