You did an excellent job expressing the concerns we're facing with these social credit payment systems that are being cooked up.

In terms of what's being cooked up, it's been a slow cook in cozying up the public to cashless payment systems when factoring in debit cards and even the written check which is close to phased out entirely. It's safe to assume at this point that most people will mindlessly fall right into it without a second thought.

Many of the landlords where I reside in a city prefer their rent payments in the form of digital payments like Cashapp and Paypal. Sometimes they might bend and take cash payments, but then tell the tenant they don't wish to renew a lease when the time comes..

The problem definitely is the fact that the majority forces us into this. Most seem to rebel in their mind at the thought of barter systems for some reason, as if they feel something is being stolen from them if a cash exchange does not happen.

One time I had this scenario play out where myself and another person each had a physical item that one another wanted, which we both valued at the same value. Perfect! A trade! Not so easy though, as he preferred to actually perform a cash trade for the items between one another. I tried to tell him that merely exchanging the items that we both valued as being the same value was skipping a completely useless imaginary step but he just wouldn't bend and become uncomfortable and asked me "please can we just do it cash exchange? I'll feel more comfortable." So I agreed but I still persisted in asking him if he could see how useless the cash exchange was and he said he could see how it was useless, but the point was he was not willing to take cash out of the equation because of his well ingrained programming which he could even see but still wouldn't break that programming.