There are many who are high income earners that are living in big houses and driving fancy cars but they have little in their bank accounts since they need to service their high standard of living. The fact that one can be disciplined to buy only things needed would enable most of us to save indeed. With Covid-19, I actually started to spend lesser since I avoid going out so my cash flow did increase. I guess Covid-19 can still be a blessing when we avoid going out and spend lesser but I do hope that it gets better since it is still a bomb to the health and economy around the world. 🤔