I recieved the Uphold debit card last week.
It is the only crypto debit card working in the U.S.A. that I know of. There is a tax report function if you choose to use it.
I am careful to deposit to the USD section which is available immediately and calms the sending bank. External sends from crypto deposits have a 24 hour hold for new deposits.
Choose which coin, metal or fiat to fund the card before debit transaction.
I can now have savings and liquidity.