Maybe we will go up again shortly and it will be me who "lost" out on the opportunity to get more HP assuming I don't buy more HIVE with it before.

Hard to tell. I think we should avoid comparing what we do with what we could have done in an optimal scenario. If so, we always seem to "fail" as the crypto volatility always allows for better moves than those we do. Instead, it makes more sense to compare what we do to what we would have if we weren't here, as most people are not earning anything for what they do online. In that sense, none of us are losing, we're making steady gains.