I think if you've already had good gains in other cryptos the past year or two then it's a good way to "store" some of that while the market figures out what it wants to do next. If you can get HBD at let's say 95c, then I'm sure that as long as you don't need the liquidity, you can earn the interest on it and only sell it back when it is at $1, thus making a neat little extra 5% gain on top of the interest.