Sometimes it's not as easy as that... scammers don't go just after what you hold, they go after your ego, your weaknesses, and whenever you think you are not doing anything wrong, it can be already too late.

Don't trust; use trustless actions that don't give away your freedom, and get informed... adopt a verification posture, which should reveal lots of red flags... scammers can't afford (yet) for you to verify things... so they get discovered. But I suspect this era will eventually come with the AI world, for the very good ones.

Decentralisation and trustless verification are the key!