thanks for the data much appreciated! i am a fan of the high apr as an investor, but i wonder if it is good/sustainable long term, i think everyone should watch how the high interest rate affects both hive and hbd supply, and prices. I have an economics degree and im not sure how it will affect things myself, it definitely makes one desire hbd apr stability in bear markets, but in a bull market, 20% apr on a stable coin is leaving money on the table.

Perhaps the witnesses could discuss the affects they see after a period and respond to market conditions as they change. For example, if it is deemed the high interest rate is having a negative affect on hive, and causing secondary problems, a gradual adjustment can be made to that, id also recommend staged moves on the downside, in the same way they gradually raised the apr over time. this will give future investors security that they have time to respond to changes in apr, as opposed to radically cutting the rate in half in 1 shot for example.

just my 2 cents and thanks again appreciate all your posts!

!PGM

!LOLZ