Alright, so if HBD is Hive Blockchain Dollar, HTU is... What? Hive Total Unrealised?

There's a lot of insight in your reply. Thank you. Learning every day

I figured delegating stake to an account that pays a return was akin to a savings account that paid interest, on the surface at least. I don't really understand how it all works beyond that. Tremendous ignorance, like I said. Words are my strength, not numbers

Seemed like a win-win, especially in this day and age where the best interest rate on savings I've ever had access to in my lifetime has been well south of 3% a year

Thought it would be a good idea to reinvest the returns back into my account, into Hive and into the second layer tokens. Never occurred to me that it might be detrimental to the network... Rethinking all that now, though — thank you. And I mean that sincerely, not sarcastically

Not since the inception of the Internet itself have I used a computer system so multi-faceted, unpredictable and counter-intuitive as this network... It's a hell of a thing. It's kind of beautiful

I need to read that article that you link to here and there, about the mathematics of the rewards pool... I just feel it's going to take me a few reads to comprehend. And I might not even have the fundamental knowledge of the system design to get that far, so I keep putting it off 🤦‍♂️

It's on my list...